Author Archives: Administrator

Credit reporting accuracy advocate joins forces with Finance Broker’s Association of Australia

The key industry body for finance brokers, the Finance Broker’s Association of Australia (FBAA) has accepted the partnership of a leading advocate for accuracy in credit reporting with the aim of educating brokers and in turn consumers on issues around … Continue reading

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Vanuatu – What can we learn to help our businesses in Australia..

VANUATU… It is a beautiful place and the people are some of the warmest, most friendly people I have ever encountered.. Yesterday we did a tour of Pele Island. Prior to leaving the main Island (Efate), we stopped at a … Continue reading

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The View from Anchor Inn, Port Vila in Vanuatu..

I’m sitting here relaxing and writing this weeks Broker / referrer email with this view… Here’s a shot from Pele Island in Vanuatu.. it looks like i have found a new agent to assist the expats in Vanuatu to clean … Continue reading

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Australians are battling with creditors and agencies over their credit rating

CREDIT rating defaults are very easy to come by, but not so easy to remove on your own, according to credit repair company MY CRA. Director GRAHAM DOESSEL says it would surprise most people that thousands of Australians have black … Continue reading

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Home buyers warned dreams could be shattered by missing bill payments

AUSTRALIANS applying for home loans are finding simple overdue accounts are coming back to haunt them, with some even being refused finance, according to a national credit rating repairer. My CRA’s Director, GRAHAM DOESSEL says a credit rating check can … Continue reading

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Caught in the credit card trap

CREDIT cards are easy to come by, but not so easy to make work for you. Consumers are warned being caught out by credit cards could cost you your financial future. National credit rating repair company Director GRAHAM DOESSEL urges … Continue reading

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Crime storm blows in after Cyclone Yasi

VICTIMS of CYCLONE YASI are urged to take real and important measures to protect their identities from thieves in the aftermath of the cyclone’s devastation to homes and businesses. With homes in absolute ruin and thousands of people still displaced, … Continue reading

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Identity Theft the ticking time bomb in Australia

SAFETY of personal information needs to be taken more seriously in this country, to avoid Australian identity theft statistics rising to the percentages of those in the UNITED STATES, GRAHAM DOESSEL CEO of credit rating repair company MY CRA warns. … Continue reading

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7 Reasons a Broker should recommend a credit rating repairer

When brokers meet clients many times they find that all the finances stack up well for approval, until a credit check is performed and it reveals some defaults that will not get the deal over the line. GRAHAM DOESSEL was … Continue reading

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NATIONAL CONSUMER FRAUD WEEK – SCAMS: IT’S PERSONAL

This week has been National Consumer Fraud week, and the Australian Competition and Consumer Commission (ACCC) have themed this year as ‘Scams: It’s Personal’. “While the overall financial cost of scams is high, we should not overlook the personal toll … Continue reading

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Book Graham Doessel to speak about Credit Rating Repairs at your industry event

If you would like Graham Doessel (Founder and CEO of MyCRA Credit Rating Repairs) to speak to your brokers at your AGM, PD Day or other event, please contact him at the contact us page http://www.mycra.com.au/contactus/ or call 07 3124 … Continue reading

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Plain English Credit – What you should know about taking on credit

What is my credit rating?
Your credit rating is a file on your credit history and is collated by the major credit reporting agencies if you have ever been credit-active. Your credit rating is then checked by any financial institution or credit provider and is used to assess both the amount you are able to borrow and your ability to repay the loan. Continue reading

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What Young People Need To Know and Do

Generation Y is responsible for more than one third of Australia’s total consumer credit defaults, despite making up 20% of the entire credit active population. Gen Y also has more personal loan and telecommunication defaults than any other generation, relative to population size. (Statistics from Veda Advantage) Continue reading

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Credit – Friend or Foe? 6 Tips To Help…

It is no secret that in our modern age many people are struggling with credit. It has been reported that 40% of Australians had paid bills late in the past 12 months.  Electricity, mobile phone and home phone bills were … Continue reading

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Privacy Commissioner gets tough on Vodafone

MyCRA Credit Rating Repair
Vodafone customers’ personal information was available on a publically accessible website..
Vodafone was in breach of their obligations under the Privacy Act…
The AUSTRALIAN CRIME COMMISSION now sites identity theft as the “fastest growing crime in AUSTRALIA Continue reading

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Frogs for lunch

yesterday at about 2:30pm, we sampled some local food, I had fresh coconut milk right from the coconut and then I enjoyed a serving of frog… It was s classy place so it was expensive… 55,000 VND or about $2.80 … Continue reading

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Off to Vietnam…

Time for a quick entry as i get ready to head to the airport.. I’m off to investigate opening an office in Vietnam to assist Aussies living abroard.. Might get to try some of the local food.. I’ll post a … Continue reading

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First Telstra & Now Vodafone… What Privacy Protection Do We Really Have?

Recently I blogged about Telstra allegedly breaching the privacy of some 200,000 clients by sending out letters to clients containing the details of other Telstra clients phone services and contact details. Now it seems, Vodafone have allegedly breached privacy also.. … Continue reading

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Divorcing or Separating? – What you can do to protect your credit rating.

If you are in the middle of a separation, My CRA can’t stress enough how important it is to look forward into the future to ensure that it does not impact on your credit rating. Emotions are running high – … Continue reading

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How often should I check my credit file?

My CRA recommends you obtain a report on your credit file on a regular basis, usually every 12 months.  There are a number of reasons you should check your credit file regularly. Any listings that have been added to your … Continue reading

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How Do I Know What Is On My Credit File?

You can check what is on your credit file in a number of ways.  If you have time on your hands, you can request a copy of your credit report for free from one of the credit reference agencies.  The … Continue reading

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What Is A Credit File?

Many people are not aware of what a credit file is, or whether they have one. Anyone who is or who has ever been ‘credit active’ has a file in their name. Veda Advantage, Dun & Bradstreet or Tasmanian Collection … Continue reading

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Meet some of the MyCRA Credit Rating Repair team that are working over this Christmas period

Merry Christmas and Happy New Year to all… I ran around the office yesterday and got a few shots of some of the team (those not on holidays)… Puts a face to a voice… Merry Christmas again Graham

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Merry Christmas from MyCRA Credit Rating Repair

Merry Christmas from Graham and the team at MyCRA Credit Rating Repair. We have had a tremendous 12 months and are very thankful to all of our clients and brokers that we’ve been able to help so far. This last … Continue reading

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Some of the MyCRA team in action

Here’s a quick snap of a few of the team working feverishly on your defaults… Go team…

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Identity Theft – How to avoid it – What to look for – What to do…

A 2007 Australian Bureau of Statistics survey shows over 500,000 people in Australia have been victims of identity fraud, with the majority coming from credit or bank card fraud.

Not only does identity theft cause financial hardship at the time, but can amount to a great number of defaults on your credit record. Often by the time the Police become involved, you may have credit applications, possibly defaults, mortgages, and mobile phones already on your file incorrectly. Continue reading

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Has Telstra Put 220,000 Clients At Risk Of Identity Theft By Their Error?

Telstr has sent out 220,000 ‘botched’ letters to clients with other customers information showing what Plans, Phone numbers, even Silent Numbers and Names of other clients. are you a victim?… Continue reading

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YOUR CREDIT RATING HEALTH – & How To Check And Maintain It..

Your credit rating is just like your health.  You can get regular check ups and maintain it, or you can wait until something goes wrong before you get it fixed. Being aware of your business’ credit file history can go … Continue reading

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What the consumer should look for in a Credit Rating Repair Company..

I was chatting with Paul Clitheroe (Chairman of The “Australian Government Financial Literacy Board“) yesterday about the emerging industry of Credit Rating Repair in Australia. During the meeting we covered a number of topics but the one I want to … Continue reading

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CBA Judgment Removed…

Joe M. From WA found out yesterday that we had successfully negotiated the removal of his Commonwealth Bank Judgment. This judgment had been hanging over Joe’s head for quite a while as he believed that you just had to wait … Continue reading

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