ATO Scam Alert June 2013

By | June 16th, 2013|DYK - Did You Know, Identity Theft|

Here is a new ATO Email Scam i received this morning. This one tries to lure you into giving up [...]

Did You Know No.96

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #96 There are more than 3 Million Australians currently with 1 or more Black Mark(s) on their [...]

Did You Know No.95

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #95 Even with a CLEAR Credit File, Squeeky Clean History and Stable Income... you will be declined [...]

Did You Know No.94

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #94 A default will stay on your credit file for 5 years from the date of listing [...]

Did You Know No.93

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #93 All applications and enquiries you make stay on your credit file for 5 years from the [...]

Did You Know No.92

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #92 If you don't notify your creditor of a change of address, you may be defaulted as [...]

Did You Know No.91

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #91 Your creditor is required by a credit reporting agency to list your default within 1 year [...]

Did You Know No.90

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #90 There are around 16.5 MILLION credit files with Veda Advantage - the largest credit reporting agency [...]

Did You Know No.89

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know #89 As a consumer, if you're behind in your repayments or your bills, your creditor MUST send [...]

Did You Know No.88

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #88 You must be 60 days behind in your payments or bills before your creditor or mobile [...]

Did You Know No.87

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #87 There could be as many as 8,000 pages of legislation to look through to find any [...]

Did You Know No.86

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #86 Even if you receive a negative decision from the ombudsman, you may still get the default [...]

Did You Know No.85

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #85 If your creditor (mobile, credit card, loan, electricity company etc) has taken you to court for [...]

Did You Know No.83

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #83 That if you pay your bills by BPAY that the money will often come out of [...]

Did You Know No.82

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #82 That you have the legal right to request a variation or change in your contract if [...]

Did You Know No.81

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #81 If you are refused credit or finance as a result of your credit rating, the credit [...]

Did You Know No.80

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know # 80 (There are laws to protect you.. ) A credit provider that is or has been [...]

Did You Know No.79

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #79 Choice did a survey that revealed "1 in 3 credit ratings have mistakes..." These mistakes may [...]

Did You Know No.78

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #78 As little as 3 enquiries for credit in the last 6 months will mean an AUTOMATIC [...]

Did You Know No.77

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #77 If you're a small business user of telecommunications services, you may be able to bill your [...]

Did You Know No.76

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know #76 If a Credit Enquiry has been listed on your credit rating incorrectly, it can be removed [...]

Did You Know No.75

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #75 You are entitled to obtain a FREE copy of your credit files once every 12 months. [...]

Did You Know No.74

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know: Section 18N of the Privacy Act (1988) is the section that says when a creditor can look [...]