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Recently We Discussed…
- Financial worries could loom over economy: Consumer Advocate for credit reporting accuracy
- How To Save On Your Home Loan and Prevent Mortgage Stress
- Liar liar…why honesty is the best policy when obtaining and repairing credit
- Identity theft prevention in Budget 2012
- The credit card mistakes that increase your risk of bad credit history
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Category Archives: Industry News
Financial worries could loom over economy: Consumer Advocate for credit reporting accuracy
On the whole it seems Australians are feeling insecure about their finances. Is this the catalyst for or as a result of the slow housing and finance market? Is the doom and gloom all in our minds or are Australians in … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged ABS Housing Finance March, bad credi history, consumer sentiment survey, credit debt, credit file defaults, credit rating, credit rating repairer, credit report, Dun and Bradstreet Credit Expectations Survey, Graham Doessel, MyCRA Credit Rating Repairs, www.fixmybadcredit.com.au
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How To Save On Your Home Loan and Prevent Mortgage Stress
A drop in house prices across many parts of the country could see some families owing more than their homes are worth. Luckily interest rate cuts may offset this change and give people the chance to make some headway on … Continue reading →
Posted in Broker, Consumer
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Tagged bad credit, credit file, credit rating, credit rating repairer, credit report, disputing credit listing, Graham Doessel, mortgage repayments, mortgage stress, MyCRA Credit Rating Repairs, non-conforming loan, save on home loan, www.fixmybadcredit.com.au
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Liar liar…why honesty is the best policy when obtaining and repairing credit
We look at the dangers of being less than honest when it comes to finance and how you can lose your good credit rating because of lying on your finance application. We also see how lying can cross over into … Continue reading →
The credit card mistakes that increase your risk of bad credit history
What are the mistakes you could make with your credit card that potentially increase your risk of bad credit history? We look at the advice for credit cards that could save your credit rating. By Graham Doessel, Founder and CEO … Continue reading →
Credit reporting law changes – a look at complaints handling
Credit reporting is set to be overhauled. In our arena of helping consumers make complaints and dispute their credit reports - ease of credit listing dispute for consumers would be a positive move. We look at just what to expect from these … Continue reading →
Posted in Industry News, Privacy Commissioner
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Tagged ALRC, Attorney-General Nicola Roxon, credit listing complaints, credit listing dispute, credit reporting law changes, credit reports, disputed credit listings, Graham Doessel, MyCRA Credit Rating Repairs, privacy law reform, www.fixmybadcredit.com.au
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12 Quick Privacy Tips for Parents
As we close off Privacy Awareness Week 2012, it’s important to take away some information that people can use in their daily lives to protect their personal information, to prevent identity theft and to protect the integrity of their credit file from … Continue reading →
Privacy Protection set to be heightened under Australian Law
Big changes are coming for Australian privacy rights and laws governing the use of personal information. The Australian Government has announced it will make the first set of changes to the Privacy Act 1988 in the Winter sitting of Parliament. … Continue reading →
Posted in Identity Theft, Privacy Commissioner
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Tagged Attorney-General Nicola Roxon, credit file, credit reporitng, credit reporting law, credit reports, Graham Doessel, mandatory data breach notification, MyCRA Credit Rating Repairs, Privacy Act 1988, Privacy Awareness Week, privacy commissioner, privacy law reform, Privacy laws, Timothy Pilgrim, www.fixmybadcredit.com.au
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Privacy Commissioner reports data breaches on the rise
As part of Privacy Awareness Week 2012, over 180 business leaders met in Sydney this week to discuss the topic of data breaches. Data breaches can occur through lost or stolen laptops, portable storage devices and paper records, or through … Continue reading →
Posted in Identity Theft, Privacy Commissioner
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Tagged AUSTRALIAN CRIME COMMISSION, bad credit history, credit file, credit fraud, credit rating, data breaches, identity crime, Identity Theft, MyCRA Credit Rating Repairs, Privacy Awareness Week, privacy commissioner, Timothy Pilgrim
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How to fix a bad credit rating – in Australia
How do you fix a bad credit rating? Well it depends on where you live. In Australia it can be difficult, but not impossible. Australians are best to follow advice from our own shores. Here’s some information on credit reporting in … Continue reading →
Posted in Broker, Consumer
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Tagged bad credit history, comprehensive credit reporting, credit file, credit rating, credit rating repairer, credit reporting in Australia, creditors, defaults, fix bad credit rating, Graham Doessel, improve credit score, MyCRA Credit Rating Repairs, remove errors from credit file
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TMI – 5 things all young people should know about privacy, social networking and credit.
If you didn’t have Facebook or Twitter – you’d be lost right? It’s a great way to keep in touch with friends– and sometimes it’s more convenient and quicker than a phone call. But if you don’t keep your personal … Continue reading →
Posted in Identity Theft, Industry News, Privacy Commissioner
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Tagged bad credit rating, credit file, credit rating, Facebook, fraudsters, Graham Doessel, Identity Theft, MyCRA Credit Rating Repairs, Privacy and social networking, Privacy Awareness Week 2012, Twitter, www.fixmybadcredit.com.au
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MyCRA Partners Privacy Awareness Week 2012
MyCRA Credit Rating Repairs is proud to be a Privacy Awareness Week (PAW) Partner for 2012 which runs 29 April to 5 May. The team at MyCRA hope we can help educate more people on Privacy Issues this week and in … Continue reading →
Posted in Identity Theft, Industry News, Privacy Commissioner
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Tagged credit file, credit fraud, credit rating, credit rating repairer, Graham Doessel, MyCRA Credit Rating Repairs, Office of the Australian Information Commissioner, prevent identity theft, privacy, Privacy Awareness Week 2012, privacy commissioner, privacy of personal information, Timothy Pilgrim
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Credit reporting accuracy advocate throws credit rating repair fee structure under the spotlight
Media Release Consumer advocate for credit reporting accuracy throws credit rating repair fee structure under the spotlight. 26 April 2012 A consumer advocate for accurate credit reporting says the fee structure for the credit rating repair industry must be investigated … Continue reading →
Posted in Industry News, media releases
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Tagged credit file, credit rating, credit rating repair, Credit Rating Repair Customer Costs A Tale of Two Business Models, credit rating repair fee structure, credit rating repairer, credit repair industry, Credit Repair Industry Association of Australasia, credit reporting, CRIAA, Dun & Bradstreet, Graham Doessel, MyCRA Credit Rating Repairs
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Social Networking And Your Credit File: 5 Protection Tips
Media Release 5 Things You Need To Know About Social Networking to Protect Your Credit File 27 April 2012 A consumer advocate for accurate credit reporting is warning consumers ahead of Privacy Awareness Week (PAW) about the dangers for their … Continue reading →
Credit Rating Repair Customer Costs – A Tale of Two Business Models
“It was the best of times, and it was the worst of times.” Nothing could be truer for this time in the credit rating repair industry –we are at a turning point. It is time to examine the credit rating … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged credit file, credit rating repair, credit rating repair customer costs, credit rating repair industry, credit rating repairers, credit repair, credit reporting, customer business payment models, fee for service, Graham Doessel, MyCRA Credit Rating Repairs, no win no fee, www.fixmybadcredit.com.au
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New Credit Rating Repair Industry Body CRIAA positive step for Brokers and consumers
It is exciting to see where the credit rating repair industry is heading and I am proud to be a part of the formulation of a new industry body which will improve credit rating repair across the board for Australasia. Australian Broker magazine published an article … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged Australian Broker, credit rating repair, credit rating repair industry, credit rating repair industry body, credit rating repairer, Credit Repair Industry Association of Australasia, credit reporting, CRIAA, FBAA, Graham Doessel, mycra
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Emergency loans from family and friends are rampant – where’s the backup plan?
When times get tough, we all hope our friends and family would be there to lend a helping hand. But if we come up against an emergency, especially if we have a small to medium business, we need to be … Continue reading →
A consumer advocate shows Aussie singles how to recover from post-relationship credit crisis.
Being lumbered with relationship debt is a common cause of bad credit. People can be stuck to a bad relationship long after the people in question have got out and moved on. A bad credit rating, or credit rating defaults, … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged bad credit history, bad credit history removed, bad credit rating, credit crisis, credit file, credit rating, credit rating defaults, credit repair, fix credit rating, fix relationship debt, Graham Doessel, MyCRA Credit Rating Repairs, www.fixmybadcredit.com.au
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Graham the ‘Credit Corrector’ placed No.24 in Top 50 – Start-Up Smart Awards 2012
Entrepreneur Graham Doessel is delighted to announce placement at number 24 in the Australian Start-Up Smart Awards 2012 for his credit rating repair company, MyCRA Credit Rating Repairs. Graham was once Australia’s most successful non-conforming broker. Now he’s a full-time … Continue reading →
Posted in Industry News
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Tagged accuracy in credit reporting, credit corrector, credit file, credit rating, credit rating repair, Credit Repair Industry Association of Australasia, credit report, credit reporting legislation, Finance Brokers' Association of Australia, Graham Doessel, MyCRA Credit Rating Repairs, Start-Up Smart Awards 2012
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Credit reporting accuracy advocate joins forces with Finance Broker’s Association of Australia
The key industry body for finance brokers, the Finance Broker’s Association of Australia (FBAA) has accepted the partnership of a leading advocate for accuracy in credit reporting with the aim of educating brokers and in turn consumers on issues around … Continue reading →
Working away from home? This could impact your credit rating. How to keep your credit file clear when you’re working away.
Australian miners – you may be the highest paid workers in the country, but in the credit rating repair profession, unfortunately you top the list as the occupation group most likely to get caught out with a bad credit rating. … Continue reading →
Graham Doessel – consumer credit advocate – reveals the gap has widened between the haves and the have nots
For those people on a low income, statistics coming from the Australian Bureau of Statistics report that home ownership has transported low income households in Australia from the poverty line over the last six years, and buffered the hard times … Continue reading →
Consumer advocate Graham Doessel, showing ordinary Aussies how to avoid bad credit history from credit card debt
A major source of bad credit history is credit card debt. People spend more than they can afford, and may even take out one card to pay off the other – and never really clearing their debts until one day … Continue reading →
How to help more clients… A former award winning broker shows why the millions of Aussies with bad credit are not lost
Those brokers who are just in it for the money are few and far between in this market. Those that have hung around despite all the market conditions thrust upon them must have a passion for the job, and a … Continue reading →
One in four Australians short of cash would default on mortgage
More struggling Australian families than ever do not expect to manage their existing debt levels in the coming months. The numbers of families expecting to have to default on credit like mortgages, utilities, phone and internet bills in the coming … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged bad credit history, bad credit rating, Consumer Credit Expectations Survey, credit, credit file, credit rating repair, debt, default;, Dun & Bradstreet, Graham Doessel, mortgage, MyCRA Credit Rating Repairs, www.fixmybadcredit.com.au
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Small business credit hard to obtain
An interesting article featured in Broker News today, for those interested in small business lending criteria, and small business credit files. It is harder than ever for small businesses to borrow. The story, titled ‘Lenders blasted for small business risk … Continue reading →
Housing finance falls: ABS Statistics reveal drop for January
Despite predictions housing finance would flatten or continue to show rises for January, Australian Bureau (ABS) Housing Figures January 2012 released today show the number of owner occupied home loans approved in January fell 1.2 per cent to 47,768. By … Continue reading →
Credit – friend or foe? 6 tips to make credit work for you
Credit – friend or foe? Yes you should take advantage of credit, and we show you how to do that without blowing out repayments, and preventing a bad credit history. By Graham Doessel, Founder and CEO of MyCRA Credit Rating … Continue reading →
How healthy is your credit rating?
Your credit rating is just like your health. You can get regular check- ups and maintain it, or you can wait until something goes wrong before you get it fixed. Knowing what’s on your credit file is the key to … Continue reading →
Posted in Consumer, Industry News
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Tagged bad credit history, bad credit rating, credit file, credit file health, credit history, credit rating, defaults, Dun & Bradstreet, Experian Australia, fix my credit rating, Graham Doessel, MyCRA Credit Rating Repairs, professional credit repairer, Tascol, Veda Advantage, www.fixmybadcredit.com.au, your credit file
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FREE paper shredder and Identity theft kit to all new MyCRA clients
Identity theft is the fastest growing crime in Australia, and it is one which can DIRECTLY lead to a bad credit score. If fraudsters are able to assume someone’s identity, they may be able to take out credit in the victim’s name – … Continue reading →
Comprehensive credit reporting could mean more consumers refused credit
Comprehensive credit reporting has again come under the spotlight for its potential advantages and disadvantages for lenders and consumers alike. We look at what you should be watching out for with your credit file when the comprehensive credit reporting regime … Continue reading →
Posted in Broker, Consumer, Industry News
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Tagged Australian credit reporting, comprehensive credit reporting, consumer credit reports, credit file, creditor, free copy of your credit file, Graham Doessel, MyCRA Credit Repairs, refused credit, Veda Advantage, www.fixmybadcredit.com.au
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