How To Correct a Mistake On Your Credit Report

By | July 9th, 2012|Broker, Consumer|

A mistake on your credit report can be remedied. If your credit file has incorrect information, or the default listing [...]

Bad credit affects refinancing market too

By | July 5th, 2012|Broker, Consumer, Industry News|

Refinancing numbers are at a record high. But any home owner looking to refinance needs to consider they could have [...]

Help I have applied for my first home, but I have been declined! How do I fix bad credit?

By | July 5th, 2012|Broker, Consumer, Industry News|

Bad credit is common,  affecting millions of Australians and sometimes it goes undetected until you apply for a loan. This [...]

Future thinking…building your brokerage business through relationships

By | June 26th, 2012|Broker, Industry News|

Building a great brokerage business, or any business for that matter starts one client at a time. We look at [...]

Veda warns small businesses not to overcommit in lieu of Federal Budget

By | June 26th, 2012|Broker, Consumer, Industry News|

Credit reporting agency, Veda Advantage is warning small businesses in the lead up to the end of the financial year [...]

How You Can Give Yourself the Best Chance of Being Approved For Your First Home

By | June 25th, 2012|Broker, Consumer|

A great deposit and a great income is not enough to ensure you get the home loan that’s right for [...]

Credit file education could help consumers save money and reduce default numbers

By | June 25th, 2012|Broker, Consumer, Industry News|

Media Release Credit file education could help consumers save money and reduce default numbers 19 June 2012 Brokers who provide [...]

Telco consumer code on third rewrite for June deadline

By | June 21st, 2012|Broker, Consumer, Industry News, Legislation|

A third shot at a telecommunications consumer code has recently been submitted by Telcos to the Australian Communications and Media [...]

More Australians under financial pressure and less to use credit for luxuries says D&B

By | June 21st, 2012|Broker, Consumer, Industry News|

Despite a 20-year high in household savings, Dun & Bradstreet’s latest Consumer Credit Expectations Survey reveals more Australians are worried [...]

Beware banks last-ditch attempts to raise credit limits

By | June 19th, 2012|Broker, Consumer, Industry News|

As of July 1, the Government has banned unsolicited offers to raise people’s credit limits. So no longer will people receive [...]

The Top 7 Credit File Myths Costing Brokers More Than $50,000 Every Year

By | June 18th, 2012|Broker, media releases, Press Releases|

Media Release The Top 7 Credit File Myths Costing Brokers More Than $50,000 Every Year 7 June 2012 By Graham [...]

More Aussies struggling with less people candidates for mainstream credit

By | June 12th, 2012|Broker, Consumer, Industry News|

A recent survey shows the number of Aussies struggling to meet their credit commitments is increasing. Will late payment notations [...]

Mortgage stress eased by RBA cuts to interest rates…if passed on

By | June 5th, 2012|Broker, Consumer|

The Reserve Bank of Australia has cut the cash rate by 25bps today - which should ease mortgage stress and [...]

Default rates soar amongst over 65’s

By | June 4th, 2012|Broker, Consumer|

A study on generational trends in credit activity over the past ten years put out by credit reporting agency Veda [...]

A wait and see approach to logistics of new credit laws

By | May 31st, 2012|Broker, Consumer, Legislation, Privacy Commissioner|

Most people are very positive about changes to Australia's Privacy Laws which are coming through Parliament, effectively bringing Australia out [...]

Report shows more Australians are forced into accessing fringe credit

By | May 29th, 2012|Broker, Consumer, Industry News|

If anyone thought having bad credit meant people were merely unable to purchase big ticket items such as a home [...]

Credit reporting changes introduced into Parliament

By | May 24th, 2012|Broker, Consumer, Industry News, Legislation|

Further to news on changes to Australia’s Privacy Laws, the Attorney-General Nicola Roxon announced that much awaited changes to the [...]

Financial worries could loom over economy: Consumer Advocate for credit reporting accuracy

By | May 17th, 2012|Broker, Consumer, Industry News|

On the whole it seems Australians are feeling insecure about their finances. Is this the catalyst for or as a result [...]

How To Save On Your Home Loan and Prevent Mortgage Stress

By | May 15th, 2012|Broker, Consumer|

A drop in house prices across many parts of the country could see some families owing more than their homes [...]

Liar liar…why honesty is the best policy when obtaining and repairing credit

By | May 10th, 2012|Broker, Consumer|

We look at the dangers of being less than honest when it comes to finance and how you can lose [...]

How to fix a bad credit rating – in Australia

By | May 1st, 2012|Broker, Consumer|

How do you fix a bad credit rating? Well it depends on where you live. In Australia it can be [...]

Credit Rating Repair Customer Costs – A Tale of Two Business Models

By | April 26th, 2012|Broker, Consumer, Industry News|

“It was the best of times, and it was the worst of times.” Nothing could be truer for this time [...]

New Credit Rating Repair Industry Body CRIAA positive step for Brokers and consumers

By | April 26th, 2012|Broker, Consumer, Industry News|

It is exciting to see where the credit rating repair industry is heading and I am proud to be a [...]

Emergency loans from family and friends are rampant – where’s the backup plan?

By | April 24th, 2012|Broker, Consumer, Industry News|

When times get tough, we all hope our friends and family would be there to lend a helping hand. But [...]

A consumer advocate shows Aussie singles how to recover from post-relationship credit crisis.

By | April 20th, 2012|Broker, Consumer, Industry News|

Being lumbered with relationship debt is a common cause of bad credit. People can be stuck to a bad relationship [...]

Graham Doessel – consumer credit advocate – reveals the gap has widened between the haves and the have nots

By | March 29th, 2012|Broker, Consumer|

For those people on a low income, statistics coming from the Australian Bureau of Statistics report that home ownership has [...]

How to help more clients… A former award winning broker shows why the millions of Aussies with bad credit are not lost

By | March 25th, 2012|Broker|

Those brokers who are just in it for the money are few and far between in this market.  Those that [...]

One in four Australians short of cash would default on mortgage

By | March 20th, 2012|Broker, Consumer, Industry News|

More struggling Australian families than ever do not expect to manage their existing debt levels in the coming months. The [...]

Small business credit hard to obtain

By | March 14th, 2012|Broker, Industry News|

An interesting article featured in Broker News today, for those interested in small business lending criteria, and small business credit [...]

Housing finance falls: ABS Statistics reveal drop for January

By | March 13th, 2012|Broker|

Despite predictions housing finance would flatten or continue to show rises for January, Australian Bureau (ABS) Housing Figures January 2012 [...]