Did You Know No.90

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #90 There are around 16.5 MILLION credit files with Veda Advantage - the largest credit reporting agency [...]

Did You Know No.89

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know #89 As a consumer, if you're behind in your repayments or your bills, your creditor MUST send [...]

Did You Know No.88

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #88 You must be 60 days behind in your payments or bills before your creditor or mobile [...]

Did You Know No.87

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #87 There could be as many as 8,000 pages of legislation to look through to find any [...]

Did You Know No.86

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #86 Even if you receive a negative decision from the ombudsman, you may still get the default [...]

Did You Know No.85

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #85 If your creditor (mobile, credit card, loan, electricity company etc) has taken you to court for [...]

Did You Know No.84

By | June 12th, 2013|Broker, Consumer, General|

Did You Know #84 That as little as 3 enquiries for credit in the past 6 months could be enough [...]

Did You Know No.83

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #83 That if you pay your bills by BPAY that the money will often come out of [...]

Did You Know No.82

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #82 That you have the legal right to request a variation or change in your contract if [...]

Did You Know No.81

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #81 If you are refused credit or finance as a result of your credit rating, the credit [...]

Did You Know No.80

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know # 80 (There are laws to protect you.. ) A credit provider that is or has been [...]

Did You Know No.79

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #79 Choice did a survey that revealed "1 in 3 credit ratings have mistakes..." These mistakes may [...]

Did You Know No.78

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #78 As little as 3 enquiries for credit in the last 6 months will mean an AUTOMATIC [...]

Did You Know No.77

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #77 If you're a small business user of telecommunications services, you may be able to bill your [...]

Did You Know No.76

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know #76 If a Credit Enquiry has been listed on your credit rating incorrectly, it can be removed [...]

Did You Know No.75

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #75 You are entitled to obtain a FREE copy of your credit files once every 12 months. [...]

Did You Know No.74

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know: Section 18N of the Privacy Act (1988) is the section that says when a creditor can look [...]

Banks encouraged to lift their standards around guarantor education.

By | June 11th, 2013|Broker, Consumer, Industry News|

Guaranteed loans – they’ve become more prevalent as house prices rise, and as access to business credit changes – but this type [...]

Suffering financial hardship? Speak up early to protect your credit rating.

By | June 6th, 2013|Make Credit Work For You, Press Releases|

Media Release Suffering financial hardship? Speak up early to protect your credit rating. 6 June 2013 Temporary financial difficulty has [...]

Struggling to pay your mortgage or loan? Your bank says they want to help.

By | June 4th, 2013|Industry News, Make Credit Work For You|

It may be a foreign concept to some people to turn to their bank when they are experiencing financial difficulty, [...]

The credit slip-ups that stop you from buying a home

By | May 21st, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Press Releases|

Press Release The credit slip-ups that stop you from buying a home 21 May 2013 Latest housing figures show the [...]

Australian credit habits under the microscope – are you ready?

By | May 10th, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Press Releases|

Press Release Australian credit habits under the microscope – are you ready? 10 May 2013 The credit habits of Australians [...]

Use a budget to take advantage of low interest rates

By | May 9th, 2013|Consumer, Industry News, Make Credit Work For You|

If you didn’t already know, interest rates are now at their all-time lowest at a reserve rate of 2.75 per [...]

It’s never been more important to check your credit file

By | May 7th, 2013|Broker, Consumer, Industry News|

We’ve been talking about it for a while now, but the warnings have been coming thick and fast over recent [...]

Privacy Law Reform To-Do List: Privacy Awareness Week 2013

By | May 3rd, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Privacy Commissioner|

In our last post for Privacy Awareness Week 2013, we set out some actions you can take now for your [...]

Privacy Law reform – protecting your personal information and your credit file: Privacy Awareness Week 2013

By | May 2nd, 2013|Broker, Consumer, Identity Theft, Industry News, Privacy Commissioner|

Identity theft is an ever-growing threat to Australians and the commodity which is traded, sought after and misused for criminal [...]

New laws to aid in correcting your credit report: Privacy Awareness Week 2013

By | April 30th, 2013|Broker, Consumer, Industry News, Privacy Commissioner|

There are a number of significant changes which will impact the correction of credit reports coming through once Privacy Act [...]

Your credit check is soon to reveal all your bad habits: Privacy Awareness Week 2013.

By | April 29th, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Press Releases|

Press Release Your credit check is soon to reveal all your bad habits: Privacy Awareness Week 2013. 29 April 2013 [...]

Privacy Awareness Week 2013 Privacy Law Reform

By | April 29th, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Privacy Commissioner|

29 April to 4 May 2013 is Privacy Awareness Week 2013 across Australia. MyCRA Credit Rating Repair are once again [...]

More people losing their homes due to mortgage stress

By | April 23rd, 2013|Broker, Consumer, Industry News, Make Credit Work For You|

Statistics are pointing to an increase in distressed sales in some areas of Australia. We look at what’s happening in [...]