How do I fix my bad credit?

By | September 25th, 2012|Consumer, Industry News|

In this day and age everything works on credit. If you cop a default on your credit file – you will [...]

Unfair electricity prices subject of Senate Inquiry

By | September 25th, 2012|Consumer, Industry News|

Having your electricity disconnected, or copping a default on your credit file because you just can’t afford the astronomical power [...]

For those about to default on their home loan

By | September 24th, 2012|Consumer, Industry News|

A recent survey on Australian Mortgage Stress has revealed a fifth of first home owners risk defaulting on their mortgage [...]

Are you ready to buy a home? Read this first

By | September 20th, 2012|Broker, Consumer|

Saving for a home? We tell you what you might need to know to put you in the best position [...]

What Does Your Credit File Say About You?

By | September 18th, 2012|Broker, Consumer, Industry News|

Our credit file is like a mirror on our finances. How healthy are you looking? Here’s a back to basics [...]

New Credit Laws Pass House of Representatives

By | September 18th, 2012|Broker, Consumer, Industry News, Legislation|

Australia's new Privacy Laws, which include a credit reporting law overhaul are coming to fruition. Amendments to the Privacy Act 1988 [...]

Can you run a business with bad credit?

By | September 17th, 2012|Broker, Consumer, Industry News|

Running a small business can be extremely trying. Cash flow can be a problem for many people with a small [...]

Bill shock, power disconnected…just the tip of the iceberg for energy complaints

By | September 13th, 2012|Broker, Consumer, Industry News|

Power bills are reported to be so high that more people are getting their electricity disconnected because they just can’t [...]

Are you spending more than you earn? You’re not alone….

By | September 13th, 2012|Broker, Consumer, Industry News|

It was reported yesterday that one in seven households in Australia is on ‘struggle street’ – spending more than it [...]

The 7 worst mistakes you can make with credit which can lead to defaults

By | September 12th, 2012|Broker, Consumer, Industry News|

What are some of the big mistakes made with credit which could lead you into battling debt and having creditors sending letters of demand [...]

Inside Secrets for the Best Mortgage

By | September 10th, 2012|Broker, Consumer, Industry News|

Can we trust everything we believe to be true about applying for finance? We look at some great information to [...]

7 ways to be smarter with your money and clean out the cobwebs on your finances this spring

By | September 6th, 2012|Broker, Consumer, Industry News|

Are your finances in need of a spring clean? Well this week is MoneySmart Week in Australia. We give you [...]

Lost your job? Three things you need to know to prevent bad credit haunting you long after you get a new one

By | September 5th, 2012|Broker, Consumer, Industry News|

Job hunting and credit files seem unrelated – but they are connected for three reasons. We tell you how when [...]

Will the spring boom be mowed down by bad credit?

By | August 30th, 2012|Broker, Consumer, Industry News|

Spring has almost sprung – which is evident by the sunny weather spanning much of Australia today. We look at [...]

5 Loan Solutions For Bad Credit

By | August 28th, 2012|Broker, Consumer, Industry News|

If you have a default, Clear-Out, Judgment, or Writ noted on your credit file – then you have one of [...]

What Is Credit Repair? How you can fix a bad credit rating

By | August 28th, 2012|Broker, Consumer|

Many people have only a vague idea of what a ‘credit rating’ is or how they get one, until they [...]

Telcos may be forced to reign in their mobile roaming charges

By | August 27th, 2012|Consumer, Industry News|

Going overseas? Often you are told to be wary about using your mobile in case you are charged for international [...]

Charging for credit repair – What method is best?

By | August 27th, 2012|Broker, Consumer, Industry News|

Credit repair is a fairly new phenomenon. But it has been borne out of a real gap in the ability [...]

Debt Struggles Plague Queenslanders and threaten their credit history

By | August 23rd, 2012|Broker, Consumer, Industry News|

Queensland is according to those in the know, still experiencing the economic implications of disaster following the recent floods. Ratings [...]

Why Bankruptcy and Debt Agreements should be a last resort for debt struggle

By | August 23rd, 2012|Broker, Consumer, Industry News|

Struggling with debt can be the worst feeling, and the weight is so heavy it can even leave people feeling [...]

Australian Privacy Foundation says new credit laws will work against consumers

By | August 16th, 2012|Broker, Consumer, Industry News, Legislation|

The Australian Privacy Foundation (APF) has come out swinging at the Federal Government’s proposed amendments to privacy legislation, which incorporates [...]

Fixing credit mistakes with a credit repairer – 15 common concerns

By | August 14th, 2012|Broker, Consumer|

Credit rating repair is a relatively new field and has been fuelled by just how difficult it can be in [...]

Bad Credit Loans In Australia – Are They Right For You?

By | July 31st, 2012|Consumer|

After seeing a broker or bank – you find out you’ve got bad credit! After picking yourself up off the [...]

How Malware can infect your life and put you and your credit file at risk of fraud

By | July 30th, 2012|Broker, Consumer, Identity Theft, Industry News|

Think malware is a term used to describe clothes you go shopping in? Then you might have a big problem. [...]

Women and Credit: What You Need to Know

By | July 30th, 2012|Consumer|

Bad credit history plays no favourites, it can basically happen to anyone. Both sexes can be severely disadvantaged when it [...]

Credit Repair Guide – Consumer Advocate Graham Doessel Answers Your Questions About Fixing Bad Credit

By | July 23rd, 2012|Broker, Consumer|

Credit repair is still a relatively unknown profession outside of the finance industry. It is often not until a person [...]

Access Denied… How late payments may ruin your home loan application

By | July 19th, 2012|Broker, Consumer, Industry News|

You’re a busy young couple, both employed in good paying jobs, you’ve never defaulted on your loans, and you’re in [...]

Businesses on verge of default: Cash flow issues leave more businesses unable to pay bills on time

By | July 19th, 2012|Broker, Consumer, Industry News|

According to credit reporting agency Dun & Bradstreet, the June quarter came up grim for Australian businesses and particularly small [...]

FOS explains nature of systemic errors by FSP’s which lead to mistakes on credit ratings.

By | July 17th, 2012|Broker, Consumer, Industry News|

We examine a recent Financial Ombudsman Service (FOS) article which reports on instances of errors on consumer credit files in [...]

How an overseas trip can see you with bad credit

By | July 12th, 2012|Consumer|

Going overseas? We tell you why this makes you vulnerable to being lumbered with bad credit, and tell you 5 [...]