Technology makes Australians more vulnerable to organised crime

By | August 1st, 2013|Identity Theft, Industry News|

Interested in the changing face of cyber-crime? The International Serious and Organised Crime Conference was held in Brisbane on Tuesday, [...]

The bad credit nightmare affecting Australian home buyers.

By | July 25th, 2013|Broker, Consumer, Industry News, Press Releases|

Media Release The bad credit nightmare affecting Australian home buyers. 25 July 2013 Consumers all over Australia every day are [...]

Have Bad Credit? A bad credit loan is not your only option.

By | July 23rd, 2013|Broker, Consumer, Industry News, Make Credit Work For You|

For someone who is locked out of mainstream credit because of their credit rating, their finance options become limited. But [...]

Phishing email alert

By | July 23rd, 2013|Broker, Consumer, Identity Theft|

Stay Smart Online recently issued an alert about a number of new phishing emails carrying malware which have been identified [...]

16-25 and “drowning in debt” Your guide to make credit work for you.

By | July 16th, 2013|Consumer, Industry News, Make Credit Work For You|

In the news this week, we are told that the 16 to 25 age group are getting way over their [...]

End of financial year an important time for your credit file.

By | July 16th, 2013|Broker, Consumer, Industry News, Make Credit Work For You, Press Releases|

Media Release End of financial year an important time for your credit file. 16 July 2013 As the saying goes....there [...]

Payday lending: why it’s all about to change

By | July 9th, 2013|Broker, Consumer, Industry News|

The number of payday lenders is about to shrink due to new regulations, according to  Paid International (formerly First Stop [...]

Your Credit Rating – How to Get a Free Credit Check and What to Do if Your Credit Report Comes Back with Defaults

By | July 4th, 2013|Broker, Consumer, Industry News, Make Credit Work For You|

We recently read a comprehensive article on getting a free copy of your credit report written by Alex Wilson over [...]

Help to reduce your risk of identity theft

By | June 27th, 2013|Identity Theft, Industry News|

“Identity is one of our most valuable assets – if it is stolen, the stress and financial costs can last [...]

Access to credit will fall with introduction of new credit reporting data – and it’s being collected now

By | June 27th, 2013|Broker, Consumer, Industry News, Press Releases|

Press Release Access to credit will fall with introduction of new credit reporting data – and it’s being collected now. [...]

The Top 5 Reasons You’re Still In Debt

By | June 25th, 2013|Consumer, Make Credit Work For You|

Today we feature a Savingsguide.com.au Australia article on the hang-ups you might have with money that could be stopping you [...]

Go for broke – but only as a last resort

By | June 20th, 2013|Broker, Consumer, Industry News, Make Credit Work For You|

If you are on the cusp of bankruptcy, one of the most important things you can have is great advice. [...]

Young people falling into the credit trap.

By | June 20th, 2013|Industry News, Press Releases|

Media Release Young people falling into the credit trap. 20 June 2013 A recent national survey revealing a higher rate [...]

Update on mandatory data breach notification laws

By | June 18th, 2013|Identity Theft, Industry News|

The long-awaited amendments to the Privacy Act 1988 making reporting of serious data breaches mandatory, has been passed in the [...]

Did You Know No.96

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #96 There are more than 3 Million Australians currently with 1 or more Black Mark(s) on their [...]

Did You Know No.95

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #95 Even with a CLEAR Credit File, Squeeky Clean History and Stable Income... you will be declined [...]

Did You Know No.94

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #94 A default will stay on your credit file for 5 years from the date of listing [...]

Did You Know No.93

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #93 All applications and enquiries you make stay on your credit file for 5 years from the [...]

Did You Know No.92

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #92 If you don't notify your creditor of a change of address, you may be defaulted as [...]

Did You Know No.91

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #91 Your creditor is required by a credit reporting agency to list your default within 1 year [...]

Did You Know No.90

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #90 There are around 16.5 MILLION credit files with Veda Advantage - the largest credit reporting agency [...]

Did You Know No.89

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You know #89 As a consumer, if you're behind in your repayments or your bills, your creditor MUST send [...]

Did You Know No.88

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #88 You must be 60 days behind in your payments or bills before your creditor or mobile [...]

Did You Know No.87

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #87 There could be as many as 8,000 pages of legislation to look through to find any [...]

Did You Know No.86

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #86 Even if you receive a negative decision from the ombudsman, you may still get the default [...]

Did You Know No.85

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #85 If your creditor (mobile, credit card, loan, electricity company etc) has taken you to court for [...]

Did You Know No.84

By | June 12th, 2013|Broker, Consumer, General|

Did You Know #84 That as little as 3 enquiries for credit in the past 6 months could be enough [...]

Did You Know No.83

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did you know #83 That if you pay your bills by BPAY that the money will often come out of [...]

Did You Know No.82

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #82 That you have the legal right to request a variation or change in your contract if [...]

Did You Know No.81

By | June 12th, 2013|Broker, Consumer, DYK - Did You Know|

Did You Know #81 If you are refused credit or finance as a result of your credit rating, the credit [...]