Bill Shock: telco bills ruining credit ratings
Botched phone plans and lack of data usage monitoring is leaving many Australians shell shocked over their mobile bills, with [...]
Consumer groups push for changes to new credit laws
By GrahamDoessel| 2012-10-11T14:35:39+00:00 October 11th, 2012|Broker, Consumer, Industry News|
In a final attempt to plead for correction of what many are calling some glaring mistakes for consumers within Australia’s [...]
Are Australian house prices set to crash?
By GrahamDoessel| 2012-10-09T13:55:54+00:00 October 9th, 2012|Broker, Consumer|
Is it good news or bad for the housing market? We look at what’s happening in the property market in [...]
Less home owners in arrears, but those in default have reached historic numbers.
By GrahamDoessel| 2012-10-04T14:32:52+00:00 October 4th, 2012|Broker, Consumer|
It seems more of the Average Joe’s are able to meet their mortgage payments. The latest figures from Fitch ratings [...]
Are you ready to buy a home? Read this first
By GrahamDoessel| 2012-09-20T14:58:27+00:00 September 20th, 2012|Broker, Consumer|
Saving for a home? We tell you what you might need to know to put you in the best position [...]
What Does Your Credit File Say About You?
By GrahamDoessel| 2012-09-18T13:37:34+00:00 September 18th, 2012|Broker, Consumer, Industry News|
Our credit file is like a mirror on our finances. How healthy are you looking? Here’s a back to basics [...]
New Credit Laws Pass House of Representatives
By GrahamDoessel| 2012-09-18T11:52:51+00:00 September 18th, 2012|Broker, Consumer, Industry News, Legislation|
Australia's new Privacy Laws, which include a credit reporting law overhaul are coming to fruition. Amendments to the Privacy Act 1988 [...]
Can you run a business with bad credit?
By GrahamDoessel| 2012-09-17T14:48:50+00:00 September 17th, 2012|Broker, Consumer, Industry News|
Running a small business can be extremely trying. Cash flow can be a problem for many people with a small [...]
Bill shock, power disconnected…just the tip of the iceberg for energy complaints
By GrahamDoessel| 2012-09-13T15:30:42+00:00 September 13th, 2012|Broker, Consumer, Industry News|
Power bills are reported to be so high that more people are getting their electricity disconnected because they just can’t [...]
Are you spending more than you earn? You’re not alone….
By GrahamDoessel| 2012-09-13T14:13:51+00:00 September 13th, 2012|Broker, Consumer, Industry News|
It was reported yesterday that one in seven households in Australia is on ‘struggle street’ – spending more than it [...]
The 7 worst mistakes you can make with credit which can lead to defaults
By GrahamDoessel| 2012-09-12T14:06:20+00:00 September 12th, 2012|Broker, Consumer, Industry News|
What are some of the big mistakes made with credit which could lead you into battling debt and having creditors sending letters of demand [...]
Inside Secrets for the Best Mortgage
By GrahamDoessel| 2012-09-10T14:44:57+00:00 September 10th, 2012|Broker, Consumer, Industry News|
Can we trust everything we believe to be true about applying for finance? We look at some great information to [...]
7 ways to be smarter with your money and clean out the cobwebs on your finances this spring
By GrahamDoessel| 2012-09-06T11:50:09+00:00 September 6th, 2012|Broker, Consumer, Industry News|
Are your finances in need of a spring clean? Well this week is MoneySmart Week in Australia. We give you [...]
Lost your job? Three things you need to know to prevent bad credit haunting you long after you get a new one
By GrahamDoessel| 2012-09-13T14:19:28+00:00 September 5th, 2012|Broker, Consumer, Industry News|
Job hunting and credit files seem unrelated – but they are connected for three reasons. We tell you how when [...]
Will the spring boom be mowed down by bad credit?
By GrahamDoessel| 2012-08-30T12:44:58+00:00 August 30th, 2012|Broker, Consumer, Industry News|
Spring has almost sprung – which is evident by the sunny weather spanning much of Australia today. We look at [...]
5 Loan Solutions For Bad Credit
By GrahamDoessel| 2012-08-28T13:56:04+00:00 August 28th, 2012|Broker, Consumer, Industry News|
If you have a default, Clear-Out, Judgment, or Writ noted on your credit file – then you have one of [...]
What Is Credit Repair? How you can fix a bad credit rating
By GrahamDoessel| 2012-08-28T10:12:52+00:00 August 28th, 2012|Broker, Consumer|
Many people have only a vague idea of what a ‘credit rating’ is or how they get one, until they [...]
Charging for credit repair – What method is best?
By GrahamDoessel| 2012-08-27T10:48:06+00:00 August 27th, 2012|Broker, Consumer, Industry News|
Credit repair is a fairly new phenomenon. But it has been borne out of a real gap in the ability [...]
Debt Struggles Plague Queenslanders and threaten their credit history
By GrahamDoessel| 2012-08-23T13:29:41+00:00 August 23rd, 2012|Broker, Consumer, Industry News|
Queensland is according to those in the know, still experiencing the economic implications of disaster following the recent floods. Ratings [...]
Why Bankruptcy and Debt Agreements should be a last resort for debt struggle
By GrahamDoessel| 2012-08-23T11:26:04+00:00 August 23rd, 2012|Broker, Consumer, Industry News|
Struggling with debt can be the worst feeling, and the weight is so heavy it can even leave people feeling [...]
Australian Privacy Foundation says new credit laws will work against consumers
By GrahamDoessel| 2012-09-18T11:58:46+00:00 August 16th, 2012|Broker, Consumer, Industry News, Legislation|
The Australian Privacy Foundation (APF) has come out swinging at the Federal Government’s proposed amendments to privacy legislation, which incorporates [...]
Fixing credit mistakes with a credit repairer – 15 common concerns
By GrahamDoessel| 2012-08-14T15:17:38+00:00 August 14th, 2012|Broker, Consumer|
Credit rating repair is a relatively new field and has been fuelled by just how difficult it can be in [...]
RBA keeps interest rates static
By GrahamDoessel| 2012-08-07T15:18:56+00:00 August 7th, 2012|Broker, Industry News|
The increase in savings in Australia and trend to debt reduction, coupled with improving housing market and retail sales figures must have allayed [...]
First Home Buyers Dive in Again But Will They Stay In the Water?
By GrahamDoessel| 2012-08-06T13:01:56+00:00 August 6th, 2012|Broker, Industry News|
Most agree that First Home Buyers are the key to the Australian housing market. How are they doing? Are they [...]
What’s the outlook for housing demand?
By GrahamDoessel| 2012-07-31T15:00:40+00:00 July 31st, 2012|Broker, Industry News|
Is it doom and gloom for the housing market going back to GFC-level lows? Or is the housing market stabilising? [...]
How Malware can infect your life and put you and your credit file at risk of fraud
By GrahamDoessel| 2012-07-30T14:23:49+00:00 July 30th, 2012|Broker, Consumer, Identity Theft, Industry News|
Think malware is a term used to describe clothes you go shopping in? Then you might have a big problem. [...]
Credit Repair Guide – Consumer Advocate Graham Doessel Answers Your Questions About Fixing Bad Credit
By GrahamDoessel| 2012-07-23T13:59:09+00:00 July 23rd, 2012|Broker, Consumer|
Credit repair is still a relatively unknown profession outside of the finance industry. It is often not until a person [...]
Access Denied… How late payments may ruin your home loan application
By GrahamDoessel| 2012-07-19T14:53:06+00:00 July 19th, 2012|Broker, Consumer, Industry News|
You’re a busy young couple, both employed in good paying jobs, you’ve never defaulted on your loans, and you’re in [...]
Businesses on verge of default: Cash flow issues leave more businesses unable to pay bills on time
By GrahamDoessel| 2012-07-19T13:22:00+00:00 July 19th, 2012|Broker, Consumer, Industry News|
According to credit reporting agency Dun & Bradstreet, the June quarter came up grim for Australian businesses and particularly small [...]
FOS explains nature of systemic errors by FSP’s which lead to mistakes on credit ratings.
By GrahamDoessel| 2012-07-17T14:39:18+00:00 July 17th, 2012|Broker, Consumer, Industry News|
We examine a recent Financial Ombudsman Service (FOS) article which reports on instances of errors on consumer credit files in [...]